When it comes to retirement, there’s a lot to think about—from handling future finances and ensuring accessibility to basic amenities. Keeping these factors in mind, several cities across the country have gained immense popularity amongst retirees. This can be attributed to their affordable cost of living, access to wellness resources, low crime rates, comfortable climate, and proximity to basic facilities like transportation options, personal care services, grocery outlets, recreational centers, and more.
1. Charleston, South Carolina
Those with a love for history, art, architecture, and culture are sure to love the rich tapestries in Charleston. The city has a relatively low cost of living compared to other places in the country and is home to some of the most delicious meals—think barbecues, seafood, and tons of southern specialties. On the climate front, Charleston is known for its mild winters and summers.
That being said, it is important to note that seniors will be expected to pay income tax on Social Security, which can be a drawback for some.
2. Orlando, Florida
While Orlando is a popular destination for many theme park enthusiasts, it is also home to a huge number of retirees. The warm and sunny weather makes it a comfortable living environment for seniors. Furthermore, there are no taxes on retirement income, offering a further incentive for retirees looking to move here. Apart from these, the city offers easy access to a variety of restaurants, stores, and even quiet communities. Orlando has also been ranked the second-best city for fishing facilities, museums, art galleries, and adult volunteer activities, further contributing to its appeal. The city’s inland location offers safety from destructive natural occurrences like hurricanes, making it a great place to retire.
3. Cincinnati, Ohio
Sports and cultural lovers alike can find tons of recreational activities to keep them occupied in Cincinnati, making it one of the top 10 places to retire in the country. This city is perfect for seniors who prefer the hustle and bustle of big city life without having to worry about high property or crime rates.
4. Miami, Florida
Seniors looking to live the picture-perfect retirement life, filled with beach holidays, golf courses, art galleries, delicious food, and more, will surely find solace in Miami. Not only does this city have a lot to offer seniors in the form of entertainment and recreation, but it is also considered a tax haven during retirement years. The local county also offers a special “Active Older Adults Program,” letting seniors over 55 attend fitness classes and leisure activities for free.
5. Fort Lauderdale, Florida
A huge part of Fort Lauderdale’s appeal is the water-facing villas in the city. There’s also plenty to explore at the local markets, art galleries, and more, making it an attractive city choice to spend one’s retirement days. Residents can continue to enjoy no income tax on Social Security, as is standard for other cities in Florida. That being said, the property rates and rents in this area are higher than the national average, so it may be a good idea to consider the cost of living before opting to move here.
6. San Francisco, California
While San Francisco is not among the most affordable locations, it certainly presents an attractive option for seniors. There’s a lot to do around the city, from taking a tour of the Golden Gate Bridge to exploring the Museum of Modern Art. Furthermore, the city has an extensive network of transportation facilities, adding to convenience. The city is also brimming with entertainment opportunities and recreational activities, making it a rather exciting home for one’s golden years!
7. Scottsdale, Arizona
Scottsdale is one of the most highly ranked cities when it comes to quality of life, making it a great place to retire. The city has a splendid collection of spas, art, architecture, and golf courses, offering ample ways to stay entertained during one’s golden years. The average violence and property crime rate is also much lower here, making it a safe space to be in. And if that weren’t enough, the city also boasts 330 sunny days in a year, offering a comfortable and warm environment for seniors.
8. Wilmington, Delaware
The vibrant food scene in Wilmington has made it a rather attractive tourist destination. Combine this with its proximity to stunning beaches and affordable housing, and this city easily transforms into a wonderful place for retirees.
9. Tampa, Florida
Seniors looking to lead an active lifestyle post-retirement must consider Tampa. The city offers great, inclusive housing options for seniors, along with a riveting food scene. Its proximity to other beach towns also makes it a great home for seniors who love to head out on vacations and stay busy throughout the year. The city also has many high-quality personal care centers that provide premium wellness services. Lastly, seniors can also enjoy their Social Security benefits in the city without worrying about income tax.
10. Salt Lake City, Utah
Often linked to its traditional roots, Salt Lake City promotes a strong sense of community and has welcoming locals. Seniors can find a lot to do here—from exploring ski resorts and national parks to heading out to basketball games and art museums. While the sunny weather is an added benefit, it is important to note that the cost of home ownership (and rent) is high in this area.
